Personally, I always travel with personal insurance

Personally, I always travel life insurance. Happen. This is the money I paid, but never used it. No, this is a value for the money to buy, but more prevention is better than treatment policy.

I am not a financial master, but I think the economy is smart in my peers. My life, health and liability insurance. Especially because of unpredictable things can happen when you travel, you never know when you need it.

Usually in the student insurance in New Zealand, I have to buy additional travel insurance, my trip in the summer, and my South Island holiday and a holiday in Australia. The good news is, I never use my three holidays during the period of insurance.

In my last semester, our small city has a gastrointestinal virus outbreak. Fortunately, I can also semester until the exam. However, my close friends to grab it in the holidays, I drove her to the hospital. I have to get nosocomial infections.

Attack of the defect, within a week, my summer roommate drive me to A & é 24 hours around the clinic. Cut the long story short, the bill came to NZD $ 400 + the success of my management and my travel insurance requirements. Can not really remember, but the policy may cost about NZD 10 weeks $ 160.

After my second and third in the New Zealand summer, I have been looking for my friend's car, they returned home for the holidays. As the cars produced prior to 2000, auto insurance is expensive. Therefore, members of the AA.

Think this is a sign that I should not drive, I met with seven car accident, in just 10 weeks. These, I was in the car three times - in the middle of a heavy rain knocked down by the side of the road and punctured tires, drive to the roundabout and kissed the ass of a van, because I do not accidentally release the foot brake.

Fortunately, the AA member of NZ $ $ 100 + +, I claimed that the trailers twice, and someone to change my tire. Heard in New Zealand, it is expensive towing service. Mechanics is too expensive, about NZD $ 60 per hour.

I do not have car insurance, I pay my friend to New York all the dents and his Toyota Trueno bumps $ 3,000. As China said: "losing money, but in order to avoid unfortunate", I am very grateful I'm healthy, complete and fine today.

My recent vacation in Phuket, Thailand, I was on the road of food poisoning. When I came back, I went straight to see a doctor at Changi Airport in the morning at 2:30. The bill SGD $ 120 +. Management requirements in a timely manner and the United States and Asia under the Jetstar Travel Guard insurance fee of SGD $ 30.

At present, 1 year SGD382.50 the world's longest travel insurance by DBS / savings bank. Guess it is to keep to the timetable of one year each trip signs. Who knows, maybe in the near future, three years of insurance!